Buy-To-Let & HMO Finance

Investing in Your Future with Buy-to-Let & HMO

Buy-To-Let Finance

How We Can Help

At VKJ Finance, we understand the potential of the rental market and the opportunities it holds for property investors. Whether you're a seasoned investor looking to expand your portfolio or a first-time buyer venturing into the buy-to-let market, our dedicated team is here to provide expert guidance and tailored financing options.


With our in-depth knowledge of the industry and real world experience as a HMO developer and landlord, we offer a comprehensive range of finance solutions designed to maximise returns and help you achieve your investment goals. From financing property acquisitions, refurbishment work to refinancing existing portfolios, VKJ Finance is committed to delivering flexible and competitive loan options. Trust us to navigate the complexities of the buy-to-let and HMO market, empowering you to capitalise on the lucrative rental opportunities to secure your long-term financial success.

Profitable Buy-To-Let Investments, Simplified

Commercial & Property Finance

Case Study

Experienced Landlord

Experienced Landlord, Buckinghamshire


£1.28m loan to acquire £2m BTL property 



Client Achieving Rent of £78k pa

HMO Refinance

HMO Refinance, Leeds


£945k refinance for 17 bedroom HMO



Savings of over 2% pa compared to previous Commercial Loan

Portfolio Landlord

Portfolio Landlord, Surrey


£7.4m Portfolio Loan across 26 properties


£2.5m equity released used as deposit for further acquisitions


£6.89m further lending arranged to acquire property of £9.84m 



£270k pa increase in portfolio income

Your Partner For Buy-To-Let & HMO Finance

Get in Touch
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